HERO™ Financing Through Action Air Can Help You Get Solar For Your Home

HERO™ FINANCING (Home Energy Renovation Opportunity)

If you’ve recently been considering going solar but are not sure how to pay for it, we’re here to let you know that HERO™ financing is available through Action Air Conditioning, Heating and Solar!

HERO™ is different from traditional consumer financing programs because it is based primarily on the equity a property owner has and because HERO™ does not base decisions on household income or FICO scores. This allows anyone to easily get financing for their solar installation needs. Eligible costs under the HERO™ financing program include both the cost of the equipment and the installation costs.

HERO™ offers fixed interest rates typically ranging from 5.9 – 8.9 percent and offers 5, 10, 15, and 20 year loans. Adding solar to your home will help increase your homes value and give you the ability to become energy independent!

action-air-san-diego-solar-residence-solar-projectsBy the end of this year, HERO™ will be available in more than 120 communities in California. The program has helped fund more than 10,000 residential projects for energy efficient upgrades through access to more than $165 million in financing. In addition, the HERO™ program has helped create more than 2,100 jobs in California.

What is the HERO™ Program, and how does it work?”

HERO™ enables residential and commercial property owners to install energy and water efficient improvements and renewable energy systems by having a special assessment put on their property tax bill. Payments are made through their local county with their property taxes over time.

What types of home improvements are available under the Program?”

Over 150,000 products and services quality. Typical projects include: solar photovoltaic (PV) systems; energy efficient space heating, air cooling and ventilation (HVAC); cool roof systems; energy efficient windows, skylights, and doors; solar thermal water heating; air sealing and weatherization; insulation; water heating; indoor energy efficient light fixtures; and water efficiency measures.

What are the costs and benefits of joining HERO™ for my community?

There are no hard costs to joining the HERO™ program and it does not require any dedicated staff resources to develop or implement the program. Additionally, your community will see numerous economic benefits including:

  • Reduce energy consumption
  • Stimulates local businesses
  • Creates sustainable jobs
  • Lowers greenhouse gas emissions

Why should we choose HERO™ compared to another PACE program?

HERO™ is the nation’s fastest-growing PACE program. By choosing HERO™, your community is choosing a program with a proven track-record of stimulating economic growth. The program was developed with a network of home improvement contractors who count on HERO™ to build their businesses. They are creating new jobs everyday and plan to expand into regions where HERO™ Financing is offered.

Installing a solar panel system to your home is a big investment and we at Action Air Conditioning, Heating and Solar want to make sure that financing your solar upgrade or installation is easeful and affordable. Contact Action Air today to see how HERO™ financing can help you go solar today!

DIY vs. Contractor Installed Solar Pool Heaters

Action Air Solar - Install Solar Pool Heaters

Do-It-Yourself projects seem to be all around us these days- but lets be real how often does your DIY project turn out like the Pintrest picture or like that crafty man you meet in Home Depot’s project. The reality is if you can’t even complete your DIY antique chair, bets are installing an entire DIY solar pool heating system is not in the cards for you and thats where we can come in to help! Contracting a team to install your solar energy system is more efficient, effective and saves you money in the future. Here are the four main reasons to stick with us for all your solar installation needs.


Installing solar panels can be very dangerous and a major liability to your well being and safety. The wiring is very specific and if installed wrong it can lead to problems in the future. In addition to the personal liabilities permits you need to obtain, the panels need to be certified and inspected for safety, all of which can take months to handle. A professional service provider, like Action Air, typically factors all of these regulations in prior to installation.


When making a decision to invest in solar power you want it to be long lasting and effective. Panels last longer when installed by a professional and come with a warranty. The labor is factored into pricing, and working with a contractor can also give you insight into incentives and rebates making the process cohesive, seamless and cost effective.

Repair Prevention

Again, the wiring and installation of solar heating is very specific and problems can arise quickly in a DIY project. Sizing and placement are critical to the success of optimal energy use. The potential maintenance and repairs needed to ineffective panels can be daunting, challenging and take more time than the actual installation. The best offense is a good defense and in the case of solar energy the best prevention of needing repairs is to contract a professional who knows what they’re doing and comes with a warranty for potential problems.

Not Qualified

Finally, and one of the biggest reasons for collaborating with an installation team is that chances are you are not qualified to install solar panels. Would you install your own plumbing system? Would you install carpeting in your home? Typically no, you would contract a specialist to handle these specific time consuming projects and this is no different.

Our Action Air Solar Experts are here to help you save time, stress and money.

Have more questions about going solar? Do not hesitate to reach out to us for your home solar needs! CONTACT US NOW

Savings Breakdown: When Solar Will Start Paying Off

If you are thinking about installing a solar energy system in your home, one of the foremost questions on your mind is probably “When will I start saving money?”

You’re not alone in wondering whether you should wait a few years for the industry to ripen or just go ahead and take the plunge. But if you have an accurate picture of how and when your system will pay for itself, chances are you will feel more ready to get out from under the thumb of spiking utility costs and take advantage of this opportune time to commit to solar.


solar-energy-system-in-california Immediate Monthly Savings 

A solar energy system will save you anywhere from $44 to $187 per month on your utility bills, and this number will only get higher as utility costs rise. You don’t have to wait around for these savings or worry that they might not come to fruition—as soon as your system is up and running, the savings will be reflected on your next bill. Over 20 years, you could save $20,000 or even $30,000.

Think about it like this: the longer you wait, the more you will be paying your utility company in the meantime. Instead of holding out for the optimum time to install solar, realize that your window of opportunity is here, now.


Incentives and Tax Breaks

The price of solar modules has significantly reduced over the last decade. As the demand for solar energy grows, the industry has adapted, providing more efficient technology and more availability in residential areas. But the price isn’t the only perk you should take advantage of while you can. Government tax breaks, along with local and state incentives, mean that thousands of dollars could be subtracted from the cost of installing your solar energy system. Currently, the federal tax break is at 30 percent. That means that your system may take even less time to pay for itself than you would expect.


Home Value Increase

Regardless of month to month savings, there are other ways that your system pays off. Prospective home buyers are willing to pay thousands more for a home with a host-owned solar module. Studies have shown that rooftop solar panels, on average, add $15,000 to a home’s value. Remember that this is just an additional perk of boosting your home’s green credentials and generating your own affordable, sustainable energy.




There’s no flat rate across the board for how much solar can save homeowners each month, according to Modernize. The positioning of your house, the size and pitch of your roof, and the shade in your yard are all factors that could impact how well your solar energy system is able to convert radiant heat to energy and therefore how much you will save on energy bills. The only way to know exactly how much you will save is to get a quote—and the only way to save is to take the dive into sustainable energy.

Don’t wait any longer to go solar! Contact an Action Air Solar Representative now and schedule your FREE ENERGY AUDIT.

Blog Post Written for Action Air via Modernize

White House Announces New PACE Financing Program for Homeowners to Add Solar Panels To Homes

President Obama Announces New Actions to Bring Renewable Energy and Energy Efficiency to Households across the Country

It was announced today that the Obama Administration is launching new initiatives to help continue to promote Solar Energy production for homeowners. This will new plan is set to help advance clean energy technology innovation, cut energy bills for homeowners, and create additional clean sector jobs in the U.S.

Within the press release submitted today, President Obama stated that he is committed to taking responsible steps to address climate change, promote clean energy and energy efficiency, drive innovation, and ensure a cleaner, more stable environment for future generations. That is why at Senator Reid’s National Clean Energy Summit later today, he is announcing a robust set of executive actions and private sector commitments to accelerate America’s transition to cleaner sources of energy and ways to cut energy waste.

These actions build on state leadership, all across America, to continue to expand opportunities to install energy saving technologies in households today, particularly those that need it most, while driving the development of innovative, low-cost clean energy technologies for tomorrow.

Last year, the United States brought online as much solar energy every three weeks as it did in all of 2008, and the solar industry added jobs 10 times faster than the rest of the economy. Since the beginning of 2010, the average cost of a solar electric system has dropped by 50 percent. In fact, distributed solar prices fell 10 to 20 percent in 2014 alone and currently 44 states have pricing structures that encourage increased penetration of distributed energy resources.

Americans are also more empowered to capture opportunities to improve efficiency and cut energy waste. In fact, up to one third of households can track their energy use and learn ways to make choices on how to save on their energy bills. Since President Obama took office, the U.S. Department of Energy has already put in place appliance efficiency standards that will save American consumers nearly $480 billion on their utility bills through 2030, and the Environmental Protection Agency’s ENERGY STAR Program continues to help save consumers more than $34 billion per year going forward.

The executive actions and private sector commitments President Obama is announcing today will continue to promote the use and development of smart, simple, low-cost technologies to help households save on their energy bills and help America transition to cleaner, and more distributed energy resources. These include:

  • Making $1 billion in additional loan guarantee authority available and announcing new guidelines for distributed energy projects utilizing innovative technology and states looking to access this financing;
  • Unlocking residential Property-Assessed Clean Energy (PACE) financing for single-family housing to make is easier for Americans to invest in clean energy technologies;
  • Launching a new HUD and DOE program to provide home owners with a simple way to measure and improve the energy efficiency of their homes, by increasing homeowners borrowing power;
  • Creating a DOD Privatized Housing Solar Challenge, and announcing companies are committing to provide solar power to housing on over 40 military bases across the United States, while saving military families money on energy bills and making military communities more energy secure;
  • Announcing $24 million for 11 projects in seven states to develop innovative solar technologies that double the amount of energy each solar panel can produce from the sun;
  • Approving a transmission line that will support bringing online a 485-megawatt photovoltaic facility that will be constructed in Riverside County and produce enough renewable energy to power more than 145,000 homes; and
  • Creating an Interagency Task Force to Promote a Clean Energy Future for All Americans; and announcing independent commitments from local governments, utilities, and businesses that are stepping up to drive energy efficiency in more than 300,000 low-income households and investing more than $220 million in energy saving activities for veterans and low-income customers to help decrease their energy bills.

Today’s actions build on a longstanding commitment to create a clean energy economy for all Americans, will help states meet the targets in the Clean Power Plan announced earlier this month, and set us on a path to reach the President’s goals, including:

  • Achieving an economy-wide target to reduce emissions by 26%-28% below 2005 levels in 2025;
  • Increase the share of renewables – beyond hydropower – in their respective electricity generation mixes to the level of 20% by 2030;
  • Installing 300 megawatts of renewable energy across federally subsidized housing by 2020; and
  • Doubling energy productivity by 2030.

Don’t miss your opportunity to install solar on your home before the end of the year so you can also take advantage of the tax credit associated with going solar. Contact Action Air today for a FREE ENERGY AUDIT and learn how you can save energy and money! 


Below is additional information provided within the press release on additional executive actions the administration has launched to help drive clean energy and cut energy waste within the United States, you can read the full list here.

For more than 80 years, the Federal Housing Administration (FHA) has provided low-income households and underserved communities access to safe and affordable mortgage credit. And with today’s announcement, FHA will provide additional opportunities for borrowers with FHA insured loans to benefit from affordable financing of home energy improvements, saving them money, and improving the environment. Today more than 7.6 million households in the U.S. live in FHA-insured single family housing. To accelerate this transition and drive the deployment of renewable energy and energy efficiency in single family housing, the Department of Housing and Urban Development is taking the following actions:

  • Unlocking Residential Property-Assessed Clean Energy (PACE) Financing: PACE is an innovative mechanism for financing energy efficiency and renewable energy improvements. PACE financing allows homeowners to benefit from energy improvements immediately and pay back the cost over time through their property taxes. When the property is sold, the remaining PACE loan stays with the more energy efficient property and the next owner is responsible for repaying the loan. PACE programs have the potential to unlock alternative sources of capital to accelerate renewable energy and efficiency retrofits for households, and reduce energy costs for consumers.
  • To remove existing barriers and accelerate the use of PACE financing for single family housing, HUD’s Federal Housing Administration (FHA) is announcing today that, under guidance to be issued soon, properties with subordinated PACE loans can be purchased and refinanced with an FHA insured mortgage. HUD is issuing a preliminary statement indicating the conditions under which borrowers purchasing or refinancing properties with existing PACE assessments will be eligible to use FHA-insured financing. Secretary Castro is also sending a letter to Governors describing the options the FHA offers to make it easier for consumers to undertake energy efficiency and renewable energy improvements in their homes. FHA’s evolving PACE guidance is also being informed by ongoing conversations with the Federal Housing Finance Agency.
  • This action is distinct from the multifamily PACE guidance for the State of California that HUD released earlier this year. The guidance clarified the circumstances under which HUD will approve unsubordinated PACE financing on HUD-assisted and -insured multifamily housing in California in order to facilitate the establishment of a California Multifamily PACE Pilot.
  • Increasing Homeowners Borrowing Power to Make Energy Efficiency Improvements: HUD’s FHA Energy Efficient Home Program and DOE are launching a program to provide potential homeowners with an easy way to measure and improve the energy efficiency of their homes. Under the new HUD and DOE Home Energy Score partnership, in areas where the Home Energy Score is available, single family households will be able to increase their access to financing tools to make energy efficiency improvements. DOE’s Home Energy Score offers a “miles per gallon” type rating to estimate a home’s energy use on a 10-point scale. A “1” corresponds to the least energy efficient homes and a “10” corresponds to the most energy efficient homes, while the average U.S. home will score a “5.” Through this new partnership, homebuyers or homeowners who want to obtain an FHA-insured purchase or refinance mortgage for a single family home that receives a Home Energy Score of 6 or higher will be eligible to increase their income qualifying ratio by 2 percentage points above the standard Single Family FHA limit, making it easier to secure financing to make these improvements.

How Long Do Solar Panels Last?

Efficient Solar Panels in San Diego If you are shopping for solar panels for your home or business, naturally you’re going to wonder how long solar panels will last. Solar panels require a significant investment, so it only makes sense that you want to know whether the longevity of the panels makes them worth the cost.

Fortunately, solar panels have very few moving parts, meaning there is little opportunity for them to experience hardware failure or stop working. Over time, the components in solar panels become less efficient—with an expected decrease in power production of approximately 20 percent over the course of 20 to 25 years—but they can last significantly longer than that. In fact, some of the original solar panels developed in the 1950’s are still working today!

In the event that you have a faulty solar panel installed, rest-assured knowing that most solar panels and components on the market today have a 25 year warranty, protecting your investment well after it has already paid for itself!

Although solar panels require very little maintenance, keeping an eye on the panel components will only increase the longevity and productivity of your panels.

Does Life Expectancy Vary Depending on Solar Panel Type?

Yes, life expectancy can vary a bit depending on the type of solar panel you install. For example, a traditional mono or poly crystalline solar panel—these are the traditional blue or black panels you see installed on homes and light poles across the U.S.—typically last longer than thin film solar panels. Thin film solar panels are manufactured in a different way with a different chemical make-up. Although great strides have been made in thin film technology, thin film panels are still less efficient than more traditional solar panels and lose their efficiency at a faster rate.

Although some thin film panels today carry the same 25 year warranty that most crystalline panels have, thin film panels more commonly come with 10-15 year warranties.

Want to Learn More About Solar?

Expert Solar Panels Contractors in San Diego If you are considering installing a solar array on your San Diego area home or business, give us a call or fill out a contact form on the right. Our solar technicians can discuss the options that are available to you, assess your home’s solar potential, and even provide you with production and return on investment estimates!

Contact us today to get started